Answers stay in this browser — they are saved on your device, never sent anywhere, and the button above erases them completely. Any money question can be left blank: blank means “prefer not to say,” and that part of the check shows as not assessed rather than guessed.
Sets the peer group for the comparison panel and how many compounding years the future pillar has to work with.
Labels the peer comparisons honestly — the survey data behind them is per household.
Context for how far a buffer has to stretch — it does not change any threshold.
Sets the buffer target: 3 months of essentials on steady-style pay, 6 when income varies — the CFPB guidance range. The mapping is published on this page.