Finance · Everyday Math

Tip Calculator

Enter the bill, the tip percentage, and how many people are sharing to see the tip, the total, and the amount each person owes.

Methodology reviewed Jul 14, 20261 primary sourceHow it worksInputs stay on this device
Your inputs

Split a bill

The pre-tip total, from $0 through $1,000,000.

The gratuity rate, from 0% through 100%.

Whole number of people sharing the bill, from 1 through 100.

Your inputs are calculated locally and are not stored.
Total$102.00

A 20% tip on $85.00, split between 4 people.

Tip amount
$17.00
Per person
$25.50
Formula & methodology

How the tip and split are calculated

The tip is the bill multiplied by the tip rate expressed as a decimal. Adding the tip to the bill gives the grand total. Dividing that total by the number of people gives each person’s equal share. The tip is calculated on the pre-tax bill amount you enter.

Tip = Bill × (Tip % ÷ 100)
Total = Bill + Tip
Per person = Total ÷ People
Worked example

$85 bill, 20% tip, split 4 ways

A $85.00 bill with a 20% tip produces a tip of $17.00 (85 × 0.20) and a total of $102.00. Split between 4 people, each person owes $25.50 ($102.00 ÷ 4).

General-purpose estimate.

Assumptions

What this calculator assumes

  • The tip is calculated on the bill amount you enter, before any tax.
  • The total is divided evenly across everyone in the split.
  • The number of people is a whole number from 1 through 100.
  • Money values are rounded to the nearest cent for display.
Common questions

Tip FAQ

Should I tip on the pre-tax or post-tax amount?

Customs vary. This calculator tips on the amount you enter, so enter the pre-tax subtotal to tip on that, or the post-tax total to tip on that. Either way the math is the same.

How is the per-person amount worked out?

The grand total (bill plus tip) is divided evenly by the number of people sharing the bill. It does not account for people ordering different amounts.

Primary source

Sources and review notes

  1. Consumer Financial Protection Bureau — consumer tools and everyday money math

Methodology last checked Jul 14, 2026. Formula implementation is covered by deterministic unit tests.